Terms of Service

Last updated: February 2026

By using AfterTaxCalculator.uk ("the Site"), you agree to the following terms and conditions. Please read them carefully before using our services.

Description of Service

AfterTaxCalculator.uk provides free online tax calculation tools for informational purposes. Our calculators estimate UK take-home pay based on the 2025/26 income tax bands and National Insurance rates published by HMRC. The service includes calculators for general salary calculations, NHS pay, teacher pay, umbrella company pay, and IR35 scenarios.

Not Financial or Tax Advice

The results from our calculators are estimates only and should not be treated as professional tax, financial, or legal advice. Individual tax situations are complex and can be affected by factors our calculator does not account for, including but not limited to:

  • Benefits in kind (company car, private medical insurance)
  • Salary sacrifice arrangements beyond pension contributions
  • Marriage Allowance transfers
  • Blind Person's Allowance
  • Employment Allowance for employers
  • Non-standard PAYE tax codes
  • Multiple sources of income
  • Self-employment income

Always consult a qualified accountant, tax adviser, or HMRC directly for personalised guidance about your specific tax situation.

Accuracy

We strive for accuracy using official HMRC rates and thresholds. Our calculator is updated at the start of each tax year to reflect new rates. However, we cannot guarantee that every calculation is 100% correct for every individual circumstance. Tax legislation is complex and subject to change, and our calculator provides a simplified estimate.

Limitation of Liability

AfterTaxCalculator.uk, its operators, and contributors shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of this website or reliance on any calculations provided. This includes, without limitation, any financial losses resulting from decisions made based on our calculator's output.

Intellectual Property

The content, design, code, and branding of AfterTaxCalculator.uk are protected by copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without written permission.

Acceptable Use

You agree to use AfterTaxCalculator.uk only for lawful purposes. You may not: attempt to disrupt or overload our servers, scrape or automatically extract data from our pages, or misrepresent the calculator's results as official HMRC calculations.

External Links

Our site may contain links to external websites such as HMRC.gov.uk and other government resources. We are not responsible for the content, accuracy, or privacy practices of these third-party sites.

Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the site after changes are posted constitutes acceptance of the revised terms.

Governing Law

These terms are governed by the laws of England and Wales. Any disputes arising from the use of this site shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Contact

Questions about these terms: [email protected]